Terms of Service

Clear Healthcare Choice operates this website as an independent insurance brokerage. The site provides general educational information about health coverage and a way to request a review with a licensed advisor.

It is not a government website, not the Health Insurance Marketplace, and not affiliated with Medicare or Medicaid.

Nothing on this site is an offer of insurance, a binding quotation, a rate, or a determination of eligibility. The savings explorer, the comparison figures and every other number shown here are examples only.

Submitting the review form does not enroll you in anything, does not bind coverage, and does not generate an automated match. It starts a review by a licensed advisor.

Information on this site is general and does not take your circumstances into account. It is not legal, tax, medical or individualised insurance advice. Decisions about coverage should be made with a licensed advisor and with reference to the actual policy documents issued by the carrier.

Where the site describes rules — enrollment windows, COBRA, subsidies, underwriting — those descriptions are general and may change. Verify anything you intend to rely on.

You agree to submit accurate information about yourself, and not to submit information about another person without their permission. You agree not to use automated means to submit the form, to scrape the site, or to interfere with its operation.

We may refuse or remove a submission that appears automated, fraudulent, or abusive.

By submitting the review form you agree that we and our licensed advisors may contact you by phone, text or email about health coverage, including via automated technology. Consent is not a condition of purchase. Message and data rates may apply. You can withdraw consent at any time by telling us on the call or emailing us.

Insurance products are issued by the carriers, not by us. The terms, benefits, exclusions and pricing of any plan are set by the issuing carrier and stated in its own documents, which control in the event of any inconsistency with this site.

We may link to third-party websites for your convenience. We do not control them and are not responsible for their content or their privacy practices.

The content, design, copy and graphics of this website are owned by us or our licensors and may not be copied or republished without permission. Carrier names and marks belong to their respective owners and are used only to identify the carriers our advisors work with.

This website is provided on an 'as is' basis without warranties of any kind. To the fullest extent permitted by law we are not liable for any indirect, incidental or consequential loss arising from your use of the site or reliance on its general information.

Nothing in these terms limits any liability that cannot lawfully be limited.

We may update these terms. The date at the top of this page shows when they last changed, and continued use of the site after a change means you accept the updated terms.

Questions about these terms can be sent to info@clearhealthcarechoice.com.